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The Home Buyer's Guide to Getting Mortgage Ready

Sunday Mar 18th, 2018

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According to a recent study by the National Association of Realtors, one of the top limiting factors preventing buyers from closing on a home is difficulty in obtaining mortgage financing.   Whether you plan to buy a house in the next few months or years, it’s never too early to start preparing financially for your next home purchase.   Even if you have no plans to move, it’s always a good idea to be prepared. You never know what surprises life has in... [read more]

Getting Preapproved Won't Hurt Your Credit Score

Thursday Dec 21st, 2017

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Most real estate experts would agree the first thing you should do when thinking of purchasing a home is to get pre-approved. Getting pre-approved and/or shopping for a home loan means getting your credit pulled. There’s no way around it. Your credit is pulled when you submit a rental application, buy a car, get a cell phone, or open a bank account. But I’m amazed by the number of people who don’t want their credit pulled when thinking of buying a home. Are you kidding... [read more]

Tis The Season For Spending : A Holiday Savings Account Can Help

Wednesday Dec 20th, 2017

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Tis the season of giving, which often means it is also the season of spending.   The season of spending where retail companies win and personal bank accounts lose. The holidays are fueled with emotions, and when high emotions and money meet, people tend to overspend without having a real plan in place.   Since we’re  just a few short weeks from the Christmas holiday. It’s a little late for this advice, but not too late to implement it for next... [read more]

After Filing for Chapter 13 Bankruptcy, You Can Buy a Home Sooner Than You Think

Monday Oct 23rd, 2017

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It's natural to wonder whether you'll be able to buy a home after you’ve filed bankruptcy. After all, everyone has to live somewhere—even those who have turned to the court system for help with handling their debts. Applying for bankruptcy will affect your credit history for years to come and can make getting approved for housing a challenge. But will a bankruptcy quash your chances of ever owning a home? The answer to that question is unequivocally - NO.   Many... [read more]

Rehab - Renew: How To Buy A Home With A Renovation Loan

Tuesday Oct 10th, 2017

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  Welcome to Mortgage Mondays.   A couple of weeks ago I posted that you could ask me me mortgage questions and I would write a post to answer your question. Although I know there has to be many people out there with questions only one person responded to the post with a question. Here’s what she asked as well as my answer and a ton of information on the topic. The Question I have found a house, but it needs some repairs and the seller won’t be doing any... [read more]

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