Loading...

Getting Preapproved Won't Hurt Your Credit Score

Thursday Dec 21st, 2017

Share

Most real estate experts would agree the first thing you should do when thinking of purchasing a home is to get pre-approved. Getting pre-approved and/or shopping for a home loan means getting your credit pulled. There’s no way around it. Your credit is pulled when you submit a rental application, buy a car, get a cell phone, or open a bank account. But I’m amazed by the number of people who don’t want their credit pulled when thinking of buying a home. Are you kidding... [read more]

Tis The Season For Spending : A Holiday Savings Account Can Help

Wednesday Dec 20th, 2017

Share

Tis the season of giving, which often means it is also the season of spending.   The season of spending where retail companies win and personal bank accounts lose. The holidays are fueled with emotions, and when high emotions and money meet, people tend to overspend without having a real plan in place.   Since we’re  just a few short weeks from the Christmas holiday. It’s a little late for this advice, but not too late to implement it for next... [read more]

Black Women - Know Your Worth

Friday Dec 01st, 2017

Share

With the holidays quickly approaching this is a good time to take stock of your worth. There are a lot of women who believe they are successful because they have a lot of income, but are in essence wearing all their hard earned money on their back, and feet. However,  your net worth is more of an indicator of wealth than an income, because it shows you how much you have amassed in capital, liquid assets, and other forms of investments other than cash. Another way to look at it is... [read more]

Top 4 Reasons Why It Makes Sense To Buy A Home During The Holiday Season

Wednesday Nov 29th, 2017

Share

Don’t buy into the myth … that no real estate sales happen during the holidays. The holidays are a time of clear separation…separation between the buyers who serious, and the tire kickers.   OK, we know you're busy enough buying gifts and planning family feasts, but hear us out. While everyone else hit the mall to buy half-off sweaters - you make the purchase of a lifetime: a new house to ring in the New Year. Check out these surprisingly smart reasons to... [read more]

How Much Money Do I Need To Buy A House?

Monday Nov 27th, 2017

Share

The mortgage lender will give you a mortgage, but a down payment will be required. Some of the most popular questions is how much money do I need down? How much money do I need to close?   We always talk about down payment, but the reality is you will need both down payment and closing cost to purchase your home.   There is a wide variety of loan programs with minimum down payment requirements ranging from 0% to 20%, and closing cost can run an average of another 3% to... [read more]

READ MORE

phone email