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Getting Preapproved Won't Hurt Your Credit Score

Thursday Dec 21st, 2017

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Most real estate experts would agree the first thing you should do when thinking of purchasing a home is to get pre-approved. Getting pre-approved and/or shopping for a home loan means getting your credit pulled. There’s no way around it. Your credit is pulled when you submit a rental application, buy a car, get a cell phone, or open a bank account. But I’m amazed by the number of people who don’t want their credit pulled when thinking of buying a home. Are you kidding... [read more]

Single Mothers : Manage The Cost Of Having Kids

Friday Oct 27th, 2017

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Having been a single parent, I truly understand the cost of raising kids as well as the need to properly plan. I’ve done somethings right and some wrong. But I share this information with you to help you avoid some pitfalls, and to share some of the knowledge I’ve acquired over the years.   Raising kids isn’t cheap. According to the U.S. Department of Agriculture (USDA), the cost (in today’s dollars) of raising  for a baby born in 2015 through age 17 for... [read more]

After Filing for Chapter 13 Bankruptcy, You Can Buy a Home Sooner Than You Think

Monday Oct 23rd, 2017

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It's natural to wonder whether you'll be able to buy a home after you’ve filed bankruptcy. After all, everyone has to live somewhere—even those who have turned to the court system for help with handling their debts. Applying for bankruptcy will affect your credit history for years to come and can make getting approved for housing a challenge. But will a bankruptcy quash your chances of ever owning a home? The answer to that question is unequivocally - NO.   Many... [read more]

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