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It's Almost Tax Time - Turn Your Tax Refund Into A Down Payment

Wednesday Oct 18th, 2017

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I spoke with 2 clients this week and another 2 or so in the week past. They all had the desire to purchase  homes in the immediate future. All were otherwise qualified, but lacked the funds for a down payment. They did not meet the criteria to obtain down payment assistance. Obtaining the funds from their 401K, borrowing against the cash value on an insurance policy, or obtaining a gift from a family member were also not options. During these conversations the potential buyers became... [read more]

For A First Time Home Buyer: The Struggle is Real

Tuesday Sep 5th, 2017

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Although the idea of buying your first home is exciting, the reality can be another thing altogether. Whatever age you are as a first home buyer, the struggle is real. When it comes to saving for a down payment and closing cost, finding the property you want within your budget and being able to pay the mortgage, our brains go into struggle mode. Don’t give up just because it seems hard. It is possible and if you follow these tips and stay committed to your goals, you too can become a... [read more]

Mortgage Brokers Vs Banks and Everybody Else

Monday Sep 4th, 2017

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Welcome to Mortgage Mondays!   We will share up to date mortgage market information and news every Monday.   You need a mortgage loan and in your search you’ve encountered mortgage lenders, banks, credit unions, and mortgage brokers.   Is there a difference? You’re not really sure.   Let’s start by addressing the elephant in the room. I of course would be partial to mortgage brokers because I am one. However, setting aside the... [read more]

I Want To Own A Home In Atlanta, But Is Renting Less Expensive?

Wednesday May 31st, 2017

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  "I Want To Own A Home In Atlanta, But Is Renting Less Expensive?" This was a question posed by one potential home buyer at a recent home buyer workshop.   People often ask if now is a good time to buy a home, but nobody ever asks when is a good time to rent. Regardless, we want to make certain that everyone understands that today is NOT a good time to rent. Rents Are On The Rise The Census Bureau recently released their 2017 first quarter median rent... [read more]

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