Yes - A Real Estate Contract Is A Legal and Binding Contract

Wednesday Oct 25th, 2017


Recently, I’ve been surprised at the number of buyers who do not seem to understand that a real estate contract is a legal and binding contract the same as any other contract. Some buyers seem to think that it’s like shopping for a pair of shoes they see some other shoes they want so they just return the pair they previously purchased and obtain a refund. Still, other buyers think it’s okay to go under contract and cancel during the inspection period because they see another... [read more]

Rehab - Renew: How To Buy A Home With A Renovation Loan

Tuesday Oct 10th, 2017


  Welcome to Mortgage Mondays.   A couple of weeks ago I posted that you could ask me me mortgage questions and I would write a post to answer your question. Although I know there has to be many people out there with questions only one person responded to the post with a question. Here’s what she asked as well as my answer and a ton of information on the topic. The Question I have found a house, but it needs some repairs and the seller won’t be doing any... [read more]

Attention Black Women - Why Your 401K Won’t Be Enough

Friday Sep 29th, 2017


Over the years I have had several conversations with friends and family members whom thought they would be secure in retirement because they have their 401(k). However, by way of my profession I was able to determine that for most women their 401(K) would not be nearly enough during retirement. As my peers and I have aged I see many of them are starting to di scover what I’ve known for quite some time - their 401K will not be enough.   Your 401(k) is a great way to start... [read more]

Don't Put The Car Before The House

Wednesday Sep 27th, 2017


That new car or almost new car smell is intoxicating. So intoxicating that you may forget to smell the roses.   While a car salesman may tell you they can get you approved for that new or slightly new luxury car. At no time will you see a disclosure or receive a word of caution that financing that car could hurt your future chances for buying a home. At no time will anyone tell you that it's possible you could be stuck for  for the several years building wealth for your... [read more]

6 Low Down Payment Home Loan Options

Monday Sep 25th, 2017


Happy Mortgage Monday.   If you're tired of renting and would like to buy a home to start building wealth for you and your family. But you’ve found saving for a down payment to be an obstacle. Keep reading this article is for you.   YOU DO NOT NEED A 20% DOWN PAYMENT   You don’t need a huge down payment to get a mortgage. Nor do you need a very high income or credit score. There are many low down payment home loan programs out there that make... [read more]


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