Relocating to a new state can be an adventure filled with new opportunities and experiences. Whether you're moving to the sunny coasts of California, the bustling cities of Texas, the historic charm of Georgia, or the vibrant atmosphere of Las Vegas, each location offers its own unique lifestyle and opportunities. To help ensure your move is as seamless as possible, here are five essential tips to guide you through the process. 1. Plan and Research Thoroughly Before packing your first... [read more]

  Welcome to Mortgage Mondays.   A couple of weeks ago I posted that you could ask me me mortgage questions and I would write a post to answer your question. Although I know there has to be many people out there with questions only one person responded to the post with a question. Here’s what she asked as well as my answer and a ton of information on the topic. The Question I have found a house, but it needs some repairs and the seller won’t be doing any... [read more]

Over the years I have had several conversations with friends and family members whom thought they would be secure in retirement because they have their 401(k). However, by way of my profession I was able to determine that for most women their 401(K) would not be nearly enough during retirement. As my peers and I have aged I see many of them are starting to di scover what I’ve known for quite some time - their 401K will not be enough.   Your 401(k) is a great way to start... [read more]

Knowing the honest truth prior to buying a home will ensure that your home buying experience will be a joyful one, while keeping stress to a minimum.   1. You MUST be Pre Approved – A critical first step. As a Buyer, you need to know your home buying power (how much home you can afford). The only way to do this is to get pre-approved  Pre-approval requires a mortgage lender to review your credit,  income, and assets. This is not a casual conversation with a lender... [read more]

According to a recent study by the National Association of Realtors, one of the top limiting factors preventing buyers from closing on a home is difficulty in obtaining mortgage financing.   Whether you plan to buy a house in the next few months or years, it’s never too early to start preparing financially for your next home purchase.   Even if you have no plans to move, it’s always a good idea to be prepared. You never know what surprises life has in... [read more]