We are who we think we are. You demonstrate a poverty mindset when you view the world through the lens of someone in poverty instead of the wealthy woman you really are. Those who SEE themselves as wealthy and prosperous without a shadow of a doubt BEFORE it happens, are almost guaranteed to experience it in reality.   Symptoms of a poverty mindset   Spend a vast majority of your time focusing on entertainment and entertainers lives. Spend an excessive... [read more]

Don’t buy into the myth … that no real estate sales happen during the holidays. The holidays are a time of clear separation…separation between the buyers who serious, and the tire kickers.   OK, we know you're busy enough buying gifts and planning family feasts, but hear us out. While everyone else hit the mall to buy half-off sweaters - you make the purchase of a lifetime: a new house to ring in the New Year. Check out these surprisingly smart reasons to... [read more]

With the holidays quickly approaching this is a good time to take stock of your worth. There are a lot of women who believe they are successful because they have a lot of income, but are in essence wearing all their hard earned money on their back, and feet. However,  your net worth is more of an indicator of wealth than an income, because it shows you how much you have amassed in capital, liquid assets, and other forms of investments other than cash. Another way to look at it is... [read more]

The mortgage lender will give you a mortgage, but a down payment will be required. Some of the most popular questions is how much money do I need down? How much money do I need to close?   We always talk about down payment, but the reality is you will need both down payment and closing cost to purchase your home.   There is a wide variety of loan programs with minimum down payment requirements ranging from 0% to 20%, and closing cost can run an average of another 3% to... [read more]

Most real estate experts would agree the first thing you should do when thinking of purchasing a home is to get pre-approved. Getting pre-approved and/or shopping for a home loan means getting your credit pulled. There’s no way around it. Your credit is pulled when you submit a rental application, buy a car, get a cell phone, or open a bank account. But I’m amazed by the number of people who don’t want their credit pulled when thinking of buying a home. Are you kidding... [read more]